Terms & Conditions
The rules that govern use of Cash Flow Lens
Effective date: 07 April 2026
1. Acceptance of Terms
By accessing or using Cash Flow Lens Web, the Cash Flow Lens mobile application, or related services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, you must not use the service. These terms form a legally binding agreement between you and Cash Flow Lens regarding your use of our products and related support channels.
2. Eligibility
Cash Flow Lens is intended only for individuals who are at least 18 years old and ordinarily resident in Kenya, unless otherwise expressly permitted by us in writing. By using the service, you represent and warrant that you meet these eligibility requirements and that the information you provide is accurate and complete.
3. Subscriptions & Billing
Paid features are offered on recurring subscription terms unless otherwise stated. Subscriptions may renew automatically through Google Play or another authorized billing platform until cancelled. You are responsible for managing renewals through the relevant billing provider. Refunds, where available, are governed by Google Play policies and applicable law. If you cancel, your service typically remains active through the end of the current paid period and then reverts to the Basic tier.
4. Acceptable Use
You agree not to misuse the service, interfere with its operation, attempt unauthorized access, reverse engineer protected systems beyond what applicable law allows, submit harmful code, impersonate another person, or use Cash Flow Lens for fraudulent, abusive, or unlawful purposes. We may suspend or terminate accounts that violate these terms or create risk for users, partners, or our systems.
5. SMS Permission Justification
Cash Flow Lens requests SMS-related permissions solely to help users automatically parse eligible financial transaction messages locally on their devices and convert them into structured financial insights. This permission is limited to product functionality that the user affirmatively enables. Cash Flow Lens does not use SMS permissions to collect unrelated personal messages for marketing or resale.
6. Financial Disclaimer
Cash Flow Lens provides software tools, informational summaries, and analytical outputs for personal money management. Cash Flow Lens is not a licensed financial advisor, investment adviser, tax adviser, law firm, or bank. The service does not provide regulated financial advice, and any decisions you make based on the service remain your sole responsibility.
7. Intellectual Property
All rights, title, and interest in the Cash Flow Lens brand, website, application, source materials, designs, content, and software are owned by Cash Flow Lens or its licensors. Except for the limited right to use the service in accordance with these terms, no license or ownership right is transferred to you. You may not copy, distribute, modify, or create derivative works from protected materials without permission.
8. Limitation of Liability
To the maximum extent permitted by law, Cash Flow Lens and its affiliates, officers, employees, contractors, and partners will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunities arising out of or related to your use of the service. Our aggregate liability for direct damages will be limited to the amount you paid to Cash Flow Lens for the relevant subscription period preceding the event giving rise to the claim.
9. Governing Law
These Terms & Conditions are governed by the laws of the Republic of Kenya, without regard to conflict of law principles. Any disputes arising from these terms or your use of Cash Flow Lens will be subject to the competent courts of Kenya, unless applicable law requires otherwise.
10. Contact
For legal notices, terms-related questions, or formal inquiries, please contact legal@Cash Flow Lens.app.